RECOGNISE AND UNDERSTAND THE RISK OF NON-PAYMENT. TRUST FIRST RAM TO DELIVER.
First Ram is a well-established independent Credit Insurance Broker specialising in UK and Export generated Corporate Credit Risks. We deliver a bespoke professional service to businesses ranging from SMEs to PLCs and Multinationals. We are interested and experienced in a multitude of trade sectors in the UK and Overseas and we’re happy to share our enthusiasm and knowledge with our clients!
With a track record of success, we maintain a business which is focused on engaged and satisfied clients. This is evident in our client retention rates, which are exceptional - we guarantee continuity of service even in times of the severest financial pressure.
A business' debtor book might be its single biggest asset, it makes sense to insure it.
Credit Insurance is a means of providing businesses with vital protection against the non-payment of goods or services supplied as a result of the failure of a customer to meet their payment obligations.
Policies provide both Insurance and Information. Information is key to Credit decision making processes. Credit Insurance utilises up-to-date financial information analysis beyond that of a Status Agency. By utilising a Credit Insurance facility you will place your business at the leading edge of Risk Analysis.
Should a customer become insolvent or default on payment, First Ram will negotiate the claim settlement to ensure cash flow is unaffected.
Our Team are highly trained and extremely professional with a heavy reliance on ability, know-how and experience. We create strong, business-friendly relationships which underpin our role with clients and our market that ensure we always deliver the highest levels of service.
Through partnering with First Ram you will benefit from the following ten key features which will help save time and energy as well as improve productivity:
Whole Turnover, Catastrophe, Single Risk, Non-Cancellable or Self Insurance. We take a holistic view of your business and continually assess the right type of protection for the direction of travel.
Monitor key buyers and ensure that sector specialists are made available to discuss challenging risks on a basis that suits your requirements.
Maintain Competitive advantage with a clear focus on individual Credit Risks to ensure Credit Control, through to Stakeholders are aware of both deterioration and improvement in the credit risks of your customers.
Information feedback from our network to assist in creditworthiness assessment of existing and potential customers.
Lasting relationships are maintained with your customers that will enable the free flow of Financial Information.
Collections and Legal Action best practice guidance.
Pre-vetted claims ensure that information is presented to insurers in a format that will lead to a swift decision and in so doing protect your cash flow.
Audit and recommendations for improvement of Credit Control procedures.
Sales Department engagement is part and parcel of a coordinated approach to highlight the benefits of Credit Insurance and its’ role in prospecting new customers.
Competitive Finance Facilities will be available by securing your debtor book.
Through partnering with First Ram you will benefit from the following ten key features which will help save time and energy as well as improve productivity:
Why Partner with First Ram?
Why Partner with First Ram?
First Ram have met the requirements of the UK Export Finance Department, a Government body set up to help businesses export.
We have achieved the title of CICM Learning Partner and work with the Institute to develop sector information resources and best practice.
Our IT Systems and Networks have been interrogated and tested. First Ram have a secure level of IT hygiene which enables Clients, Underwriters and Lenders to have full confidence in the storage and transfer of sensitive information.
First Ram Limited, trading as First Ram, is authorised and regulated by the Financial Conduct Authority FRN 456953.
We’re interested in your business, please speak with us!
Now you have found us you could engage with First Ram straight away but perhaps you feel now may not be the right time to appoint a new Broker?
Timing is everything and our aim is to make credit insurance as simple and straightforward as possible, that said, you may feel that you would like to test drive First Ram, if that’s the case, please do get in touch.
We can monitor a handful of customers or perhaps suppliers on which you would like more intelligence? On the strength of our performance, we can then move the conversation forward at a more suitable time.
If you feel the relationship with your current Broker is not functioning as it should and you’ve not been contacted proactively in months, you can of course appoint a new Broker midterm at no extra cost.
